I wanna buy a home Part 2: I'm newly pre-approved, now what?

Congratulations on your pre-approval! Yay!

So now that you: 

1. Know your pre-approval status (that you have indeed been pre-approved and not denied)

2. Know your maximum comfort price range

Your next move is to call me!  

We will then schedule a good day and time to discuss:

• Agency - who represents whom in real estate 

• Expectations of one another - availability, respect for time, and any other expectations 

• An over view of the process as well as your rights and obligations (i.e. the contract) throughout the process 

• Ballpark of what to expect to spend out of pocket during the process and finally your desired criteria for a prospective home (style, location, # of beds, # of baths, school zone (if applicable), distance from work, etc. 

• Finally, we will discuss your timeline - the time frame in which you wish / need to be in your home.  This is important to know before moving forward. If your time frame is greater than 3 months, then I recommend putting your search on pause until roughly 3 months prior to your desired settlement date.

I will then search properties that fit your desired criteria (if possible).  Once found, I will send them to you via email to review.  Remember: your first tour of a home is on line.   

Upon receiving prospective properties, you will let me know your thoughts on each property and which are worthy of a tour.  We will then synchronize our schedules to accommodate a tour of the property.

Note: It's okay if you find the property you want in the first few homes.  It's not abnormal to have that experience. It is my job to hit the bullseye for you based on your expressed desires in a home. There is a mystique that you have to see 20+ homes before you find the one.  This is not true. Don't get caught up in the FOBO (Fear of Better Options) or FOMO (Fear of More Options) syndrome. If you love it and can comfortably afford it, then it's ok to move forward on submitting an offer. 

Join my FB Group for more good tips.  Sorry Realtors, I love you, but this group is NOT for Realtors.

Any questions? Call/Text me today! 443-845-1137

If you have any further questions, then please contact me:

Tomeka Givens, Realtor®

(443) 845-1137 direct

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